Thank you so much for being so helpful! I'm glad I have people on my friends list who know the answers to the questions I ask, it's awesome.

I will do the math, it's going to have to happen pretty soon as my prescription is coming up on its last refill pretty quickly. Jeff and I are committed, so rocky issues are things we'll work through. His renewal was in April, as we found out when he had a root canal and his insurance was "in processing" or something similar, so that would have to wait but I would like for him to find a better job before next April....the current one is very crummy. But a good point to look at his benefits.

Thanks again for all the information, it has helped make things make sense!